Ladies and Gentlemen!! We finally welcome the famous Dave DeStefano on this week's episode of Meeting Gold.
Our proud and loyal show sponsor himself!
Dave first started out in mortgages in 2009. His knowledge carries over 14 years in the industry!
We don't waste any time on this interview, as we dive right into all the juicy details you want and need to know about mortgages.  Dave educates us on the basics of being a first-time home buyer and what you need to look out for if you're not well-informed on the topic. 

We walk through the differences between: 
Variable Rates, Fixed Rates, as well Secured Lines of Credit, that you'll definitely want to take notes on. Dave touches on leisure spending and why building an emergency fund is always a good thing. Steps that are crucial in the stages of purchasing a home.   

The economy is built on mortgages so doing your research on the market is key. Dave breaks down how to save you from penalties when selling your home and re-purchasing a new one when sticking with the same bank. Taking the proper precautions of getting pre-qualified, re-financing, closing fees, lawyer fees, land transfer fees, and talking about good and bad credit will help steer you in the right direction.

This interview is exactly the kind of information we need to hear on how mortgages work and what you should be aware of when your thinking about purchasing your home. Don't live in the now because you don't know what the future is.

Episode Sponsor: https://www.davedestefanomortgages.com/