Holding every penny you own in a tight squeeze could be having the opposite affect you want.  Money Therapist, Jennifer Love, says people need to start asking some hard questions about themselves before wealth will come to them.

Love says starting with gratefulness is a great way to make some simple, but effective changes.  And using a 'Five Minute Journal' each day can show you how.  And find out why she wants to re-write the Cinderella story.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here

See omnystudio.com/listener for privacy information.