Many of us experience a tug-of-war between what we want to do now with our money—and what financial planning we should do to take care of our future selves. In this episode of the My Next Move financial podcast, behavioral expert Michael Liersch offers ways to resolve this conflict. Simply create a plan (filled with small, incremental steps) that puts you on a path to financial sustainability. Bottom line: your whole financial life, present and future, can be positive. It just takes you thinking it through, and then making it so.