What happens when the fear of running out of money collides with the realities of retirement? On this episode, Steve Aul breaks down the psychology of risk, why many retirees hesitate to spend their savings, and how tools like safer assets, income planning, and tax‑smart strategies can bring clarity. From de‑risking after age 50 to navigating RMDs, gifting, and combating “plutophobia,” Steve shares insights to help listeners understand their financial landscape and build confidence in their retirement decisions—without the hype or false promises.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

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