Credit cards make paying for things easier for you. But are you using your credit cards responsibly? Nicki Ramsay, Chief Executive Officer of CardUp shares how you can make your credit cards work for you, not against you. We've also partnered with CardUp to bring you an exclusive offer. You can get $20 off your CardUp fee (u.p 2.6%) on your first 3 payments! Find out more at: cardup.co/stashaway