Tim Hetzner – Daily Devotions

Are You Worried about Retirement? – October 21, 2025


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2025-10-21     

Are You Worried about Retirement?

“So do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ But seek first his kingdom and his righteousness, and all these things will be given to you as well.” (Matthew 6:31, 33)

A survey was taken of Americans over fifty years old, and half of them had less than thirty thousand dollars in their retirement fund. Since we are all living longer, that means a) a lot of people are going to be dependent on the government for their survival, and b) a lot of people who had planned on retiring are going to have to keep working. And this is not just an American problem, it’s a worldwide problem. So, what should you do?

1) Cut back where you can and start saving more. ‘There is desirable treasure…in the dwelling of the wise, but a foolish man squanders it’ (Proverbs 21:20).

2) Find a financial planner to help you assess where you stand, and the level of income and expenses you’re likely to have during retirement. That way, you can customize a plan suited to your financial goals. ‘In the house of the righteous there is much treasure, but in the revenue of the wicked is trouble’ (Proverbs 15:6).

3) Honor God with your finances. ‘Honor the LORD with your possessions and with the firstfruits of all your increase; so your barns will be filled with plenty’ (Proverbs 3:9-10).

4) Trust God to take care of you. ‘Don’t worry about these things, saying, “What will we eat? What will we drink? What will we wear?” These things dominate the thoughts of unbelievers, but your heavenly Father already knows all your needs. Seek the Kingdom of God above all else, and live righteously, and he will give you everything you need. So don’t worry about tomorrow’ (Matthew 6:31-34).

Prayer

Heavenly Father, help me to trust You and live simply with what You have entrusted. In Jesus’ name, Amen.

ITTT



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