This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.

In this episode you will learn:

- Credential analysis is the mandatory first step in Arizona RON, using technology to forensically vet a signer's government ID.

- Knowledge-Based Authentication (KBA) is the mandatory second step, requiring the signer to pass a timed, multi-question quiz based on their personal history.

- The specific KBA requirements for Arizona are a minimum of five questions with an 80% pass rate within a two-minute time limit.

- A common exam trap is believing a notary can choose between credential analysis and KBA; Arizona law requires both for every RON transaction where the signer is not personally known.

- A notary must use a reputable third-party vendor to perform both the credential analysis and the identity proofing.

For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep