Laura Heritage, Open Banking and API leader at API management platform Axway, joined Ellie Duncan on Open Banking Expo Unplugged to explain how the emergence of the "API economy" has driven innovation and fostered new business models around data sharing. She also discusses how the market-driven approach to implementing Open Banking in the US is playing out and how upcoming Open Banking mandates will offer further clarity on how to participate in the Open Banking economy. Finally, she talks about Axway's work with Brazil on its Open Banking implementation to ensure that it didn't become a check-box exercise.