🎧 Episode: Assumptions – Can I Get a 3% Mortgage?

In this episode of HouseTalk, Liz Moore breaks down one of today’s most talked-about topics in real estate—assumable mortgages. With interest rates higher than we’ve seen in years, many buyers are asking: Can I assume a seller’s lower-rate loan? Liz explains how assumable loans work, who qualifies, and what pitfalls to watch out for before jumping in.

From VA and FHA loans to the fine print that lenders don’t always highlight, Liz shares real-world examples and practical advice drawn from her 40 years of experience in Virginia’s housing market. Whether you’re a buyer, seller, or agent trying to help clients navigate creative financing, this episode gives you the tools to separate fact from fiction when it comes to assumptions.

Tune in and learn how assumable loans might open new doors in today’s challenging market!