Welcome to the James Exchange. I am your host, Nancy Gill.

For those 65 or older, it is Medicare Enrollment period which runs through December 7th.

With this in mind, I recently sat down with Kimberly and John Flick who filled me in on a lot of things I was not aware of. We discussed Medicare, prescription drug plans, Cancer-Stroke-Heart Attack plans, Dental plans, Long Term Care Plans, and the three different types of life insurance.

This episode runs about thirty minutes, but it is filled with information that we can all use.

So, settle down and listen to the information and advice the Flicks have to share.

Any agent well versed in the varieties of insurance and financial products will be available from any.

If you want to contact the Flicks:WebsiteKimberly Flick EmailJohn Flick EmailCell: 434-964-7484 Phone: 434-424-1004

The view from my front yard:

When is the Scottsville El Cazador opening? As of today (Nov. 2), Luis Pumagualle, owner of El Cazador is waiting on final inspections. They will post on social media when they have a date.

Scottsville Architectural Review Board meets tonight at 7:00 in Council Chambers 401 Valley Street.

As always, if you have a song, a story, an event, or an issue you would like to discuss, perhaps it is time for a conversation.

This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit thejamesriverexchange.substack.com/subscribe