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At 55, Is It Too Late for a Roth 401(k)?
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š± Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12
ā” Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html
One of the most important retirement decisions doesnāt show up on your paycheck; it shows up in how your contributions are taxed. Thatās what prompted a recent listener question about whether 401(k) contributions should be Roth or traditional, and whether age changes the answer. The truth is, the right choice isnāt simply tax now versus tax later, but how each option fits into the bigger picture of your retirement plan. Today, Steve brings clarity to a decision many people second-guess.
Hereās some of what we discuss in this episode:
āļø Roth vs. Traditional: Understanding the core difference
š§¾ Contribution Basics: How each option is taxed
ā³ Age Factor: Why timing influences the decision
š Tax Dynamics: Planning across changing brackets
š§© Splitting Strategies: How to use both for flexibility
Get your copy of Power Up Your 401K in our toolkit: https://keap.page/ngt919/toolkit.html
Follow along on YouTube:Ā https://www.youtube.com/channel/UCEE5ZkDedYTsKzkh2UxQ9Sg
Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12
Other ways to get in touch:
Phone: (775) 266-8867
Our website: https://powerhousefinancialadvisors.com/
Email: [email protected]
LinkedIn: https://www.linkedin.com/company/powerhouse-financial-advisors/
Facebook: https://www.facebook.com/PowerhouseFinancialAdvisors
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By Steve SmitSend us Fan Mail
š± Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12
ā” Get your no-cost Retirement Toolkit: https://keap.page/ngt919/toolkit.html
One of the most important retirement decisions doesnāt show up on your paycheck; it shows up in how your contributions are taxed. Thatās what prompted a recent listener question about whether 401(k) contributions should be Roth or traditional, and whether age changes the answer. The truth is, the right choice isnāt simply tax now versus tax later, but how each option fits into the bigger picture of your retirement plan. Today, Steve brings clarity to a decision many people second-guess.
Hereās some of what we discuss in this episode:
āļø Roth vs. Traditional: Understanding the core difference
š§¾ Contribution Basics: How each option is taxed
ā³ Age Factor: Why timing influences the decision
š Tax Dynamics: Planning across changing brackets
š§© Splitting Strategies: How to use both for flexibility
Get your copy of Power Up Your 401K in our toolkit: https://keap.page/ngt919/toolkit.html
Follow along on YouTube:Ā https://www.youtube.com/channel/UCEE5ZkDedYTsKzkh2UxQ9Sg
Book your 401(k) Onboarding Meeting with Steve: https://calendly.com/steven-powerhouse-advisor/401-k-retirement-meeting-1-hour-clone?month=2024-12
Other ways to get in touch:
Phone: (775) 266-8867
Our website: https://powerhousefinancialadvisors.com/
Email: [email protected]
LinkedIn: https://www.linkedin.com/company/powerhouse-financial-advisors/
Facebook: https://www.facebook.com/PowerhouseFinancialAdvisors