AU Bank Xcite Credit Card is a credit card offered by AU Small Finance Bank in India. The card comes with a range of benefits, including rewards points, cashback offers, and discounts on various categories such as dining, shopping, and entertainment.

Some of the features of the AU Bank Xcite Credit Card include:

1. Rewards points: The card offers reward points for every purchase made using the card. These points can be redeemed for various rewards such as gift vouchers, merchandise, and air miles.
2. Cashback offers: The card also offers cashback on various categories such as fuel, grocery shopping, and utility bill payments.
3. Discounts: Cardholders can enjoy discounts on dining, shopping, and entertainment at select merchants.
4. Contactless payments: The card comes with contactless payment technology that allows cardholders to make payments by simply tapping their card on the payment terminal.
5. Zero annual fee: The card does not have an annual fee, making it a cost-effective option for those looking for a credit card.
6. Balance transfer facility: Cardholders can transfer the outstanding balance from their other credit cards to the AU Bank Xcite Credit Card and enjoy a lower interest rate.

To apply for the AU Bank Xcite Credit Card, one needs to meet the eligibility criteria set by the bank and submit the necessary documents. The eligibility criteria typically include a minimum age, income, and credit score requirement.

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