AU Bank Xcite Ultra Credit Card is a credit card offered by AU Small Finance Bank, a prominent Indian banking institution. This credit card is designed to cater to the lifestyle and spending needs of the modern Indian consumer, offering various rewards and benefits on spending across different categories.

Some of the key features and benefits of the AU Bank Xcite Ultra Credit Card are:

1. Welcome Benefit: New cardholders can enjoy a welcome benefit of up to 2,000 reward points.
2. Rewards Program: Cardholders can earn reward points on every transaction they make using the credit card. These points can be redeemed for various rewards such as vouchers, merchandise, or air miles.
3. Fuel Surcharge Waiver: Cardholders can enjoy a fuel surcharge waiver of up to Rs.100 per month when they use their card to make fuel purchases.
4. Dining Benefits: Cardholders can avail discounts and offers at select dining outlets across India.
5. Airport Lounge Access: Cardholders can enjoy complimentary access to select airport lounges across India.
6. Easy EMI Conversion: Cardholders can convert their high-value transactions into easy EMIs and pay back in affordable instalments.
7. Contactless Payments: Cardholders can make secure and convenient payments using their credit card's contactless feature.

To apply for the AU Bank Xcite Ultra Credit Card, interested individuals can visit the AU Small Finance Bank website or any of its branches and fill out the application form. They will need to meet the bank's eligibility criteria and provide the necessary documents to complete the application process.

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