In this episode of Collecting Thoughts, we explore the evolving role of AI in the collections industry, focusing on a humanized approach that enhances rather than replaces the essential empathetic connection with customers. As financial pressures mount globally, particularly in the UK, we discuss how specialist lenders can navigate the complexities of high-volume collections while maintaining a personalized service. We delve into the concept of "human plus digital," where intelligent orchestration and AI-driven automation work to streamline processes, enabling collectors to focus on the nuanced needs of each customer. Join me as we unpack how modern technology can lead to fairer, more effective collections that prioritize understanding and compliance, ultimately fostering better outcomes for all stakeholders involved.