The Fear Factor, or Pucker Factor, or whatever you choose to call it, places constraints on our life. If we rely on God to help us we can over come those things we fear most. John Ortberg wrote a bestseller titled 'If You Want To Walk On Water, You Must Get Out Of The Boat.' Through faith, Paul was the only disciple willing to step out of the boat, walk on water, and reach out to Jesus. Your boat is constructed from those things you fear most. Are you willing to step out of your boat, ask Jesus for help, and let Him guide your life toward a rewarding destination?