A fresh cut of national credit data shows first-home buyer intent is surging even as overall mortgage balances edge lower year-on-year. The pattern points to an affordability ceiling: buyers are funnelling into suburbs with solid transport links and a deep pool of units and townhouses that sit under common lending thresholds.Below we’ve mapped the busiest entry-level corridors and the “opportunity” pockets where medians remain closer to typical first-buyer budgets. Medians combine houses and units and are indicative only.Australian Property Review