Baylor University professor Dr. Peter Klein is the Carl Menger Research Fellow at the Mises Instituteis. Peter and John O’Donnell discuss the topic on why zero interest rates pushed by Central Banks do not make sound economic sense according to Austrian capital theory. We discuss why independent capital and voluntary price discovery by the market are the foundation of capitalism, not government intervention into the capital markets led by Central Banks. The duo discuss why the digital  disruptive  online education space is growing in both the for profit and nonprofit education spaces.