This week we have Debbie Arnold from Sound Insurance joining us to discuss auto insurance rates. We talk about why insurance rates are increasing by an 11 percent across Ontario and whether the Ontario government is going to address this issue. We also talk about recent changes to auto insurance in British Columbia and why insurance rates may decrease by as much as $400 per year.  We also talk about auto insurance in Quebec and whether there might be lessons other provinces could learn. Finally, we share our thoughts on the new vehicle test drive of the week, the 2020 Mazda CX-30.