In this episode, Jonny breaks down the Autumn Budget 2025 and what it really means for everyday savers – beyond the headlines about £30bn in extra taxes.

We cover:

• The cut to the Cash ISA allowance from £20,000 to £12,000 for under-65s from April 2027
• Why over-65s keep the full £20,000 Cash ISA limit – and what that means for everyone else
• The 2% rise in savings income tax and how frozen tax bands will drag more people out of the Personal Savings Allowance
• The Stocks & Shares ISA “cheat code” idea (and why HMRC may eventually shut it down)
• Other key Budget changes: EV per-mile charging, mansion tax, pension salary sacrifice cap, National Living Wage rise and the two-child cap being scrapped

If you’re trying to protect your interest from the tax grab – especially as a basic, higher or additional-rate taxpayer – this is a quick, no-nonsense recap to help you understand your options.

Mentioned in this episode:
Check the latest Cash ISA rates and savings deals at https://depositscout.com

Nothing in this episode is financial advice. Always do your own research or speak to a regulated adviser before making decisions about your money.

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Jan: https://www.linkedin.com/in/jan-watermann/

Jonny: http://www.linkedin.com/in/jonny-pease

Got a question or topic you want us to cover? Drop us a message at [email protected]