Unless you’ve been living under a tax-free rock, you’ll know the government has finally dropped the Autumn Budget… in November… late, lumpy, leaked and, frankly, not great.

After weeks of warnings that a financial hurricane was coming, what we actually got was heavy rain, a bit of wind and somehow they still managed to steal your wallet while you were looking the other way.

In today’s episode, we’re breaking down the headlines and the hidden traps: frozen tax thresholds disguised as kindness, a pension punch that hits both employers and employees, wage rises that sound supportive but push prices up, a push away from property and pensions toward the stock market, electric-car chaos, customs-duty contradictions, and enough sneaky tax tweaks to make your spreadsheet cry.

This Budget might not have blown your house down, but it is a masterclass in how to mug you with a smile.