Happy New Year and welcome to season two of Dynamic Mapping!  In an effort to support our financial wellness commitment this year, Sam Chrome has agreed to join us and share the good practices and historically bad practices around refinancing.  If you are considering refinancing your home before rates climb substantially, this episode is definitely for YOU!  If you have any questions for Sam, feel free to go to the website, www.realintelligence360.com and enter your contact information in the form at the bottom of the landing page.