In this episode of From the Ground Up, Megan Haupert, a board certified behavior analyst, together with Scott Gaulden, a self-proclaimed 'awesome autism dad', delve into the critical yet often overlooked subject of financial planning for families with autistic children. They discuss the importance of starting the planning process early, the realistic need for support for those children who may not live independently, and provide actionable guidance for families. The conversation introduces special guest Jeff Swearingen, MBA, AIF, Wealth Advisor, a certified financial planner with experience in setting up financial supports for special needs families. Topics covered include life insurance, estate planning 101, setting up trusts, and the particulars of a special needs trust to ensure long-term care and support. The discussion emphasizes open communication with family, flexibility in planning, the importance of establishing a solid estate plan, and offers resources for the audience to get further assistance.

#autismawareness #autism #autismpodcast #autismdiagnosis #autismfamily #autismparenting

01:33 The Importance of Financial Planning

02:22 The Reality of Independence for Special Needs Children

03:24 Introducing the Special Guest - Jeff Swearingen, Wealth Advisor

03:52 Discussing the Importance of Family Conversations

12:41 The Role of Insurance in Financial Planning

16:23 Estate Planning 101

17:15 Understanding Wills and Trusts

17:32 The Christmas List Analogy

18:32 The Importance of Creating a Trust

19:48 The Role of a Trustee

20:01 The Benefits of a Trust Over a Will

22:51 Defining a Trust

24:26 Understanding Special Needs Trusts

31:17 The Importance of Planning and Flexibility

31:31 Considering Annuities and Retirement Accounts

36:51 Final Thoughts and Contact Information