Halloween and retirement might have more in common than you'd think. This video explores the parallels between the two from the "tricks" that can catch people off guard, like unexpected expenses or poor planning, to the "treats" that come with thoughtful preparation. It's a lighthearted look at how a few small decisions today can shape the experience of retirement later on. For more information contact Tim Stearns, CFP® at (800) 640-2256 and visit the website at TjStearns.com