Emails. Calls. Texts. Social media. All are easy entry points for scammers to try to get your money this time of the year.

Or maybe you’re doing some holiday shopping online, you pay, and your items never show up. The FBI says that’s one of the biggest scams to look out for this time of year.

This week on “In Conversation,” experts told us how scams work, how to spot one, and how to protect yourself from getting a bite in the wallet as you try to shop and celebrate the Winter holidays.