Timeline:

* 01:05 – I am starting a new job that makes 3x what I currently make. I want to aggressively pay off my debt but I am struggling with wanting to buy stuff and inflate my lifestyle. How do I manage lifestyle creep?
* 04:18 – I am in my early twenties and am looking to buy a condo with a friend. We can then split the expenses and each save money. What are the pros and cons?
* 06:50 – I am in my mid-twenties and my company matches my 401k contributions up to 6%. How much should I contribute?
* 09:56 – I hate my job and am looking to change industries to one that will pay less. What are your thoughts?
* 13:03 – Win a $50 Visa Gift Card

Resources & Links:

* MoneySmarts Episode 4: Creating a Zero-Sum Budget
* AskJoel 008: Find a Job & Ask for a Raise
* Email your questions to askjoel@hustletofinancialfreedom.com
* hustletofinancialfreedom.com


Avoiding Lifestyle Creep

Joel Parker from Hustle to Financial interviews some of the greatest minds in personal finance while also sharing all of his personal finance knowledge. Joel’s goal is to help you get ahead, pay off your debt, start a business and achieve financial freedom. Discover how you can change your life, stop living paycheck to paycheck, become an entrepreneur and begin to focus on your friends and family. Stop worrying about your finances and begin to focus on your dreams. Whether you want to travel the world or just buy a new TV, financial freedom can make it a reality. Although Joel confesses he is not a millionaire, he’s been able to save over $12,000 for emergencies and create a nice retirement plan all while working for himself through various active and passive income streams.

Education

Training

Language Courses

Higher Education

K-12

Educational Technology

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Entrepreneurship

Self-Improvement


We are hanging out with Chuck Jaffe.



He’s an award winning journalist and is the author of three books including “Getting Started In Finding a Financial Advisor”, “The Right Way to Hire Financial Help” and “Chuck Jaffe’s Lifetime Guide to Mutual Funds”.



Chuck can also be heard as the host of the Money Life Podcast.



But today we are here to talk about his very cool twist on Trick-Or-Treating.



Timeline:




* 00:58 – Intro
* 01:37 – Chuck’s Trade or Treat Tradition
* 15:00 – Lasting Memories of Trade or Treat
* 16:39 – Alternative Version of Trade or Treat
* 18:11 – Reasons to Host a Trade or Treat
* 21:37 – Trade or Treat’s Cost
* 24:27 – Money Lessons of Trade or Treat
* 31:24 – Do You Ever Get Pushback From Parents?
* 41:08 – Contacting Chuck
* 43:44 – Gifting Stock Shares
* 59:07 – Taking Children to Shareholder’s Meetings




Resources & Links:




* Hustle to Financial Freedom
* National Financial Educators Council Cash for Candy
* Zany Brainy
* Fidelity – Fractional Shares
* Schwab Stock Slices™
* Money Life with Chuck Jaffe
* Facebook: MoneyLifeShow
* Twitter: MoneyLifeShow


[HTFF FAVORITE] Trade or Treat & Gifting Stock Shares with Chuck Jaffe (Money Life)

Today we are chatting with Andrew Kerr.
Andrew worked in residential and small commercial banking for nearly 7 years, but knew that it wasn’t his passion.
Because of his financial success in real estate investing, he was able to pursue his true passions — nonprofit work and traveling the world.
Andrew is the founder of FIbyREI.com and the host of the The House Hacking Podcast.
Key Takeaways

* The Negative Stigma with House Hacking
* Types of House Hacking
* Pros and Cons of House Hacking
* How to Get Started with House Hacking
* How much can you make house hacking?
* How to afford house hacking?
* House Hacking Legal Hurdles

Resources

* AirBNB
* VRBO
* EZLandlordForms
* LastPass
* The Richest Man in Babylon – George S. Clason
* The Simple Path to Wealth: Your road map to financial independence and a rich, free life – J L Collins
* Atomic Habits – James Clear
* Traffic Secrets: The Underground Playbook for Filling Your Websites and Funnels with Your Dream Customers – Russell Brunson
* Free Download: The House Hacking Quick Start Guide – FIbyREI
* House Hacking Podcast
* Instagram – @fibyrei
* Facebook – @FIbyREI
* Twitter – @FIbyREI
* YouTube – Andrew M. Kerr


How To Lower Your Housing Costs With House Hacking Andrew Kerr (FIbyREI.com)

Timeline:

* 00:23 – Jason Butler’s Bio
* 02:52 – What was your aha moment?
* 08:04 – How did you stay motivated during that dark time of your life?
* 09:27 – What are your side-hustles?
* 11:40 – The T-Shirt Side Hustle
* 17:23 – Selling on eBay Side Hustle
* 22:14 – Freelance Writing Side Hustle
* 29:06 – Who is a side hustle for?
* 30:44 – Does a side hustle have to be boring?
* 33:41 – Pitfalls to watch out for when side hustling
* 37:01 – What to do if you don’t have time to side hustle?
* 40:15 – Win a $50 Visa Gift Card (Expired Offer)

Resources & Links:

* MoneySmarts Episode 14 – Get Something for Nothing
* eBay
* Teespring
* SunFrog
* FinCon
* fiverr
* Upwork
* The Butler Journal
* Twitter: @Butler_Journal
* Facebook: The Butler Journal
* LinkedIn: Jason Butler


[HTFF FAVORITE] Side-Hustling with Jason Butler (TheButlerJournal.com)

Today we are chatting with Stephanie McCullough.
Stephanie is a financial advisor and the founder of Sofia Financial.
She founded Sofia Financial with the goal to empower women to make wise financial decisions, address their areas of money stress, and free up their time and mental energy to spend on the things that are truly important.
Stephanie believes that everyone, regardless of income level, deserves quality, objective advice and excellent service from caring professionals who really listen and are motivated solely by their clients’ success.
She can be heard regularly on the Take Back Retirement Podcast, the financial podcast for women who’d rather not focus on money.
What to Expect:




* Are men or women better at investing?
* Why do most women not manage family finances?
* How to be prepared for the death of a spouse who manages the finances
* The way our brains are wired in regards to personal finance
* Overcoming our brain’s hard wiring




Resources & Links:

* Hustle To Financial Freedom
* LastPass
* The 5 Key Questions You Should Ask When Making A Big Purchase – Sofia Financial YouTube
* Stanford marshmallow experiment
* Behavior Gap
* You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life – Jason Vitug
* Sofia Financial
* Take Back Retirement Podcast
* Facebook: SofiaFinancial
* Twitter: @SofiaFinancial

Are Our Brains Wired To Spend More with Stephanie McCullough (Sofia Financial)


Today we are hanging out with Lindsey Ralston.



Lindsey is the writer and personal finance guru behind Big House In The Woods where she teaches the masses to Save Like a Millionaire.



She and her husband have been debt-free AND mortgage-free since they were 25. They saved their first (extra) $180,000 before they were 30, built their dream home with cash on 5 wooded acres (hence “Big House in the Woods”), and have plans to retire at 45.



They accomplished all of this on one income while having/raising three kids.



What to Expect:




* Saving and Spending Habits of Millionaires and Billionaires
* How to Save Money When Building a House
* Ways to Save Money
* Make Money Teaching Kids English
* Going on a Cruise for Free




Resources & Links:




* Hustle To Financial Freedom Online
* How to Save Like a Millionaire – Big House In The Woods
* Live Like Jay Leno – Hustle To Financial Freedom
* Red Pocket Mobile
* VIPKid
* VIPKid Job – How I Make Extra Money
* CapitalOne Venture Card
* Carnival Cruise Line
* His and Her Money
* My Financial Hill
* The Millionaire Next Door: The Surprising Secrets of America’s Wealthy – Thomas J. Stanley
* Big House In The Woods
* 5 Money-Saving Hacks to Get Your Bank Account GROWING TODAY!




Avoiding Lifestyle Creep

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