Are you a high-income physician, specialist, or professional wondering how to legally contribute to a Roth IRA despite earning above IRS limits?

In this episode, Dr. Abhishek Gadre breaks down the complete Backdoor Roth IRA process — the IRS-approved strategy that allows high earners to build tax-free retirement wealth even when they “make too much” for a regular Roth contribution.

You’ll learn the exact step-by-step approach physicians use to stay compliant, avoid the Pro-Rata Rule, and convert contributions cleanly every single year. We also walk through the Vanguard process, show how to clear out pre-existing IRA balances, and explain which tax forms you’ll receive so you don’t get blindsided during tax season.

You Will Learn:✅ What a Backdoor Roth IRA is — and why it’s 100% legal✅ 2025 income limits and contribution rules✅ Traditional IRA → Roth IRA conversion explained simply✅ How to avoid the IRS Pro-Rata Rule (major mistake doctors make!)✅ How to zero out Traditional, SEP, and SIMPLE IRA balances✅ How to invest inside your Roth IRA (so it doesn’t sit in cash)✅ Key tax forms you’ll receive: 1099-R & IRS Form 8606

Stop letting income limits hold you back. Listen now and start building tax-free wealth the right way.

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