Think your income is too high to contribute to a Roth IRA?

You’re not alone — and you’re not out of options.

In this episode, Ara breaks down how the Backdoor Roth IRA works and why many high earners can still contribute even after they’ve lost direct Roth access.

You’ll learn:

• Why Roth IRA income limits exist
• How the Backdoor Roth IRA strategy works in practice
• The key tax rule you must follow to avoid mistakes
• Why Roth IRAs can still play an important role in retirement planning

This strategy isn’t a workaround or a trick — it’s written into the tax code. But it must be done correctly to avoid tax issues.

If you’re a high earner trying to make smart retirement and tax decisions, this episode will help you understand whether a Backdoor Roth IRA may fit your situation.

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