In this episode of The Most Fascinating Podcast in the World, Pat DiCerbo speaks with David Hilton Jr., a retired Northwestern Mutual agent ranked as the seventh most productive in the company’s history. David reflects on his career, from early struggles with rejection in the insurance business to becoming a top producer and now a coach for life insurance agents and business owners.David shares how growing up in a competitive environment and learning resilience through running helped shape his career. Despite initial setbacks in the job market, he embraced the insurance industry, guided by his father’s influence and the one-card system developed by Al Granum. By his third year at Northwestern, David led the nation among his peers, demonstrating the power of focus, discipline, and systems.Now retired, David focuses on coaching younger professionals aiming for excellence and older individuals navigating retirement. He emphasizes holistic success, balancing career achievements with health, relationships, and personal growth. An accomplished duathlete, David integrates his passion for fitness into his life philosophy, illustrating how discipline in one area can benefit others.Pat and David delve into topics like aging gracefully, redefining goals, and the importance of finding purpose in later life stages. David also discusses the transition from product-focused conversations to coaching that fosters accountability and personal transformation. Throughout, David’s story exemplifies resilience, adaptability, and a lifelong commitment to self-improvement and helping others.