Mike opens the discussion by talking about his Facebook group, Purely Politics. He then leads the discussion into an article about Bank of America freezing someone's bank account because Bank of America thinks they might be illegal. He reads the article. This leads Mike to rant about the ridiculous things Bank of America has said in its defense. Apparently, this is not unique. Mike points out that the normal response will be "the government needs to pass regulations to stop this" but he feels the free market should decide. This leads to a discussion of past issues and how they were handled by the free market approach.

The consensus is that Bank of America is going to lose a lot of business because of this story. Bank of America has caused pain to many people by the moves they've made. They need to see the wrath of the free market and competition with other banks.