When it comes to finding a mortgage, many people may be tempted to go straight to their bank. After all, they may have a long-lasting relationship with their bank and feel comfortable using them for such a big financial decision. 

Using a mortgage broker can also be a great option. 

Mortgage brokers can give access to various different lenders and deals that you may not have access to if you went directly to your bank. They can also be extremely helpful if you have a more complex income situation, such as if you work overtime in a specific profession. A mortgage broker can look at your pay stub and know immediately how to proceed with getting an affordability check and finding a lender for you. 

There is no right or wrong way to find a mortgage. The ultimate goal is to make sure you are getting the right deal for your circumstances. It all depends on your individual situation and what you feel most comfortable with. While a mortgage broker can be extremely helpful in accessing the market and finding deals you may not have access to, using your bank can also be a solid option. Ultimately, it's all about finding the people that you feel comfortable working with and making sure you are opening up all the options available to you. 

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