Banks don’t sell money; they sell time.

In this episode of The Arbitrage, a Solar Groupe production, we reveal the true nature of the banking profession. Contrary to popular belief, money is only the raw material. The real product we trade is Time. Granting credit is about betting on an economic actor's ability to transform purchased time into future value.

Key Insights:

• Time as a Commodity: Why credit is the ultimate tool to "buy the future" and release the constraints of the present.

• The Organized Bet: Since time is uncertain, how to structure this risk-taking so it is not an improvisation, but a lucid arbitrage.

• Shifting Perspective: Why a banker who only sees money misses the real dynamics of the business.

• The Solar Vision: Mastering the grammar of time to allow the Global South to build today what should only exist tomorrow.

"Le crédit est le prix que l'on paie pour ne pas attendre que l'avenir arrive tout seul.

By Barnabé FRANÇOIS