Payments are heating up and compliance is tightening. Capital One scoops up Brex in a blockbuster fintech deal, Truist closes the book on a costly overdraft saga, a massive crypto scam marketplace collapses, and JPMorgan freezes stablecoin accounts tied to sanctioned markets. We break down what it all means for banks, builders, and the future of money — with a few sharp one-liners along the way.