We all want to have a comfortable and secure retirement, but getting there can sometimes seem daunting. How much should you be saving? Do you need an IRA? Is your 401(k) enough? How can you balance saving for retirement with other goals like paying for your kids’ college education?

Retirement planning can be complicated, but the best way forward is make sure you understand the basics and get started as soon as possible. Paul Jacobs, CFP®, EA is ready to help with the first part. In this episode, Paul explains the main types of employer retirement plans most workers will encounter, discusses the difference between traditional and Roth IRAs, provides an overview of some rules of thumb that can help you know if you’re saving enough and more. Paul and host Amy Laburda talk about how to keep in mind what you can control and what you can’t control when it comes to your retirement, as well as the ways a good financial adviser can keep you from making potentially disastrous decisions under stress.