Millennial Money Matters

Be Your Own Bank? Sounds Fake but Okay.


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You’ve seen the TikToks: “Be your own bank,” they say — using life insurance to build wealth, borrow from yourself, and never deal with lenders again. Sounds like a cheat code, right? In this episode, we’re breaking down what that actually means. We’re diving into the concept of using whole life insurance as your own personal bank, where the hype comes from, who it actually works for, and why it flops for most people. Think of this as your no-BS guide to a trending strategy with a lot of fine print. We’ll cover the pros, the real-life roadblocks, and what you need to know before jumping on the "infinite banking" bandwagon.


Reach out to Kelly Turner at [email protected] and Derek Mazzarella at [email protected]



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Millennial Money MattersBy Kelly Turner