Planning is a process of deciding in advance what is to be done. If God counted the cost before the creation of the world and succeeded, He expects us to do the same to ascertain the availability of resources to complete any task or project. Did you know that planning is the application of wisdom, as it takes wisdom to plan and succeed. Jesus planned His success by appointing twelve disciples out of seventy. To be relevant and indispensable in your relationships, job, business, and partnership, be dependable as a rock in your character. Building your great business and financial vision on debt is to build an unpredictable and bleak future before it takes off. Don't be a judge of others until you have heard their story, for in them might be great character and strength for accomplishment.