In this episode of 9-to-Wealth, we sit down with Chris Miles, the "Anti-Financial Advisor" who has retired twice by age 39 by rejecting traditional Wall Street models. Chris deconstructs the structural flaws of the "save and wait" philosophy, offering instead a high-torque blueprint for unlocking hidden cash flow and engineering passive income streams. We dive into his unique framework for accelerating financial independence, moving beyond the friction of conventional 401(k)s to build a system that produces real-time results. Whether you're looking to recalibrate your investment strategy or completely overhaul your financial engine, Chris provides the tactical specs needed to stop being a gear in the machine and start owning your time.