Best Credit Card for Overseas Travel and Online Shopping spend for Australians! (My opinion only)

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DISCLAIMER: This Podcast is for general knowledge and entertainment purposes only and should not be considered as financial advice. You should research before making decisions. If you are unsure, you should contact a qualified financial advisor before making decisions.

I have used this card for the last 20years+ and found it to be the best for the following reasons:

No Annual Fee

Accepted most places being a Mastercard

No fees for Overseas online shopping

No Foreign transaction fees

No International currency conversion fees

Up to 55 days interest free on purchases

Free Worldwide replacement

Special offers exclusive to Mastercard cardholders

Free concierge service to help plan your next holiday

Uses the Mastercard exchange rate which is very close to Xe.com rate.

Google Pay(Not advertised on website and Live chat was unable to confirm but I have it on my phone!)

Samsung Pay

Apple Pay

Barefoot Investor recommended.

All credit cards have negatives and the following are for his card:

No rewards points for Frequent Flyer programs or products.

Have been known to provide an initial Low Credit Limit

Bpay fee for paying off the card balance

Best to pay card balance via My account--- "PAY MY ACCOUNT" --(From My Bank Account) on the card website to avoid any fees.