Hello! Applying for a credit card the first time and have no idea about how a credit card works? Then, my fellow friend, you should definitely look for the Lifetime free crest cards. As the name suggests, these are zero annual fee credit cards that come with the most rewarding benefits for first-time credit card users. You will surely understand the working of a credit card and will be able to learn how to use it. 

To avail of a lifetime free credit card, you need to have a stable income and minimum age of 21 years. Only qualified individuals get this credit card. You can check the complete list of lifetime free credit cards at https://cardinsider.com/best-zero-annual-fee-lifetime-free-credit-cards/. 

Currently, the most famous credit card under this category is the Amazon Pay ICICI Credit Card, as this card lets prime and non-prime members earn cashback on their spending. Prime members earn 5% cashback on all their spendings at Amazon while non-prime members earn 3% cashback. 

You must have heard that to get a credit card you need to have a good credit score between 700-750, hold on, on a lifetime free credit card you do not have to have a credit score instead you can build a credit score with it and apply for an upgraded credit card in the future. 

Your work does not end here, you need to keep a few things in your mind when it comes to a credit card. You have to keep your credit card outstandings clear and maintain a low credit utilization ratio in order to build a good standing account. 

Being responsible with a credit card is the only way to make the most out of a credit card. Adding a credit card to your wallet makes you financially liberal. Go and grab a lifetime free credit card to give a kick start to your credit journey. 

Click here to get more information about credit cards:- Cardinsider.com