Part 2: There are so many ways to spend these days causing it to be more and more difficult to decipher between wants and needs, not to mention forgoing purchasing in order to save. Oftentimes people spend needlessly due to not having a big enough why to save. It’s important to not only define why it’s important to save, but where to put that savings, and how much to save in the first place. Ironically American’s have actually saved much more lately than historically due to uncertainty, but will this uncertainty change behavior or is it just temporal?