48: With food and gas prices on the rise and people living paycheck by paycheck, it is time to double down on how you track your expenses so you can begin getting out of the dark hole, as I always mention. Here is my method to track and pay bills as I also help my credit score increase. As an accountant, spreadsheets are everything to me, and this is what works for me. Create a system that you can see that works best for you. Email me if you want a copy of my template at [email protected]