If you are relying on single-axis velocity rules, you are catching good customers in your nets.

In this episode of The Weekly Fraudcast, host Vito Petruzzelli breaks down the Q1 2024 earned-out fraud vintage.

Vito explains why traditional high purchase velocity rules are failing, and introduces the Multi-Axis Velocity framework to modernize your detection strategy.

By analyzing addresses, payment BINs, IP ranges, and device fingerprints simultaneously, risk teams can uncover hidden mule networks and drop houses without adding checkout friction.

The community also explores identity validation tools for family accounts and prepares for event-driven fraud spikes around the upcoming World Cup.

👇 WHAT WE COVER:

🔹 The Velocity Blind Spot: Why account-level velocity rules block legitimate customers.

🔹 Drop House Defense: Using post-purchase address normalization to catch manipulated formatting.

🔹 Event-Driven Fraud: Navigating legitimate international volume vs. coordinated attacks during the World Cup.

🔹 Q1 Vintage Audit: Finding your biggest bleeding points from January through March.

⏳ EPISODE CHAPTERS:

00:00 - Intro

11:44 - Q1 2024 fraud vintage analysis begins

14:00 - Job market updates and career transitions

21:04 - High purchase velocity fraud patterns explained

24:06 - Multi-axis velocity detection strategies

26:58 - Address verification and normalization challenges

32:06 - Identity validation tools and techniques

37:30 - World Cup event fraud considerations

40:02 - Q1 charge back analysis action items

43:38 - Post purchase address normalization benefits

45:42 - Closing thoughts and community appreciation