With over 20 years in the mortgage industry, Ruby Santos, of Guaranteed Rate Affinity, breaks down all things mortgages in today's complex real estate market. Navigating the mortgage market can be overwhelming, but we’re here to make it simple. Ruby breaks down the latest mortgage trends, interest rates, and home loan strategies to help buyers, homeowners, and industry professionals stay informed. Whether you’re a first-time homebuyer, refinancing, or a real estate investor, you'll hear expert insights and actionable advice to help you make confident financial decisions. Tune in for the latest market updates, lender insights, and tips on securing the best mortgage in today’s ever-changing economy.