The federal reserve raised the funds rate. Despite all data actually being better than previous meetings we discuss what the mentality or reasoning behind it. But contrary to thought, it actually is good for mortgage rates.

The markets are putting money on a Fed Rate Hike. There are still some who don't think it'll happen, and also those who don't think it's needed, even though it'll happen. We give our take on what will happen to mortgage rates if there's a hike or a hold.

One of the concerns we hear right now is the economy. Just in general. There are aspects to be concerned with so we break down different areas to dive into the actual numbers.

Home buyers are hesitant right now, with not a single issue being the main hurdle. We break down a few of those concerns and lay out some benefits to purchasing right now.

We lay out the benefits of working with a mortgage broker and debunk three of the criticisms of brokers that we hear most frequently.

Getting caught up on the first half of 2026 market action. Inflation was trending downward and positive conditions were showing until the Iran conflict started. We explain how that affected mortgage rates.

Rates have been elevated for several years now but most don't understand the fundamentals. We just take a look at the history of rates and inflation to put into perspective how we got where we are.