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Welcome to Season 5, Episode 38 of Winning Isn't Easy. In this episode, we'll dive into the complicated topic of "Beyond the Surface: Understanding Soft Tissue Conditions and Disability Claims."

Most people think proving a soft tissue injury should be simple - pain is pain, right? But in Long-Term Disability claims, carriers see it differently. Conditions like chronic back strains, tendonitis, or shoulder injuries often don’t appear on MRIs or X-rays, and insurers are quick to assume they’ll heal on their own. That assumption can turn a legitimate medical issue into an uphill battle for benefits. In this episode of Winning Isn’t Easy, disability law expert Nancy L. Cavey unpacks why soft tissue claims are some of the most misunderstood - and most denied - in disability law. You’ll learn how carriers evaluate these “invisible” injuries, what they look for in your medical records, and how they use recovery timelines and vague evidence to deny claims. Nancy walks through what you need to know: how soft tissue disorders actually affect the body, how insurers assess your functional capacity, and why detailed documentation - from therapy notes to functional assessments - can make or break your case. You’ll also learn how working closely with your doctor and attorney can strengthen your claim and ensure your records clearly show how pain limits your ability to work. By the end, you’ll understand why soft tissue claims require more than a diagnosis - they demand strategy, persistence, and proof that connects your pain to your work limitations. Winning Isn’t Easy, but with the right evidence and approach, you can turn a “soft” tissue claim into a strong case for the benefits you deserve.

In this episode, we'll cover the following topics:

One - What Are Soft Tissue Disorders?

Two - How Long-Term Disability Carriers View Claims for Soft Tissue Conditions

Three - What Medical Treatment Does a Long-Term Disability Carrier Expect?

Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.


Listen to Our Sister Podcast:

We have a sister podcast - Winning Isn't Easy: Navigating Your Social Security Disability Claim. Give it a listen: https://wiessdpodcast.buzzsprout.com/


Resources Mentioned in This Episode:

LINK TO ROBBED OF YOUR PEACE OF MIND: https://mailchi.mp/caveylaw/ltd-robbed-of-your-piece-of-mind

LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://mailchi.mp/caveylaw/professionals-guide-to-ltd-benefits

FREE CONSULT LINK: https://caveylaw.com/contact-us/


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Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.