Do I really need an attorney in a bicycle accident case?
 
Yes, contacting an attorney for a bicycle accident case is strongly advised—especially if you have sustained injuries or severe damages. Bicycle accidents can entail complex legal and insurance issues that are difficult to resolve on your own. Insurance companies may try to downplay your claim, argue that you were at fault, or offer a settlement that does not cover all of your medical bills, lost wages, or long-term consequences. An skilled bicycle accident attorney will understand these strategies and fight for the compensation you deserve. At Your Legal Warrior in Delaware County, PA, we understand the specific risks that cyclists confront on the road. We perform thorough investigations, collect evidence such as traffic camera footage and witness accounts, and consult with medical professionals to construct a compelling case for you. We also manage all discussions with insurers, so you may concentrate on recuperating. Without legal assistance, you risk accepting a lowball offer or missing critical deadlines, which could harm your case. With Your Legal Warrior by your side, you have a strong advocate who will fight for your rights and work relentlessly to obtain the best possible outcome. 

Does insurance cover bike accidents? 
 
Yes, insurance can cover bicycle accidents, but it is contingent on the type of insurance involved and who was at fault. If a motor vehicle was involved in the collision, the driver's auto insurance will normally pay your injuries and losses under their responsibility coverage. In Pennsylvania, cyclists are considered vulnerable road users, and drivers must share the road responsibly. If the motorist is judged at fault, their insurance should cover your medical bills, lost wages, and bike repairs. If the at-fault driver is uninsured or flees the scene, you may still be covered by your auto insurance policy—specifically, uninsured/underinsured motorist (UM/UIM) coverage. Even if you were riding a bike, these benefits are generally available if you had a policy in place. Furthermore, your health insurance may cover some of your medical fees, regardless of culpability, but not all accident-related charges. Homeowners or renters insurance may also provide coverage for bicycle damage or theft, but not for accident-related injuries. 

Visit us online:
https://www.youtube.com/watch?v=metUfNmaBFs

Our Address:
Your Legal Warrior
8000 West Chester Pike
Upper Darby, PA 19082
(267) 412-4601
https://www.google.com/maps/place/?cid=7702217536881872368
https://sites.google.com/view/bicycleaccidentdelawarecounty/

Find us around the web:
Like us on Facebook: https://www.facebook.com/YourLegalWarrior/
Follow us on Twitter:https://twitter.com/LegalWarrior01
Follow us on Tiktok: https://www.tiktok.com/@yourlegalwarrior
Subscribe to our YouTube: https://youtube.com/playlist?list=PLFBAHGNCC0aahtY6Zq2A6vEOyoPDvLJUA
Find us on SoundCloud: https://soundcloud.com/your-legal-warrior/bicycle-accident-attorney-delaware-county
Listen to our BuzzSprout: https://www.buzzsprout.com/2402026/episodes/17166162