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Big Debt Requires Bigger Discipline


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Dave Ramsey and Dr. John Delony answer your questions and discuss:

  • "How do I navigate refusing a large monetary gift from family due to cultural expectations?"
  • "I'm about to take on $200,000 of student loans, how do I begin to pay this off?"
  • "Dave, have you gone soft on Crypto?"
  • "I'm worried that if I buy a car right now, it will jeopardize my ability to get a home loan"
  • "How do I support my household on my own when my husband doesn't work?"
  • "Should I take the buyout or the monthly payments for my pension?"
  • "How do I ask my boss for a raise?"
  • "Should I take out a HELOC for home repairs?"
  • "Should I re-enter the workforce if it means that I will be away from my friends and family more?"
  • "Is it okay to not buy a home for a couple of years while living in a foreign country?"
  • "My husband says I'm financially abusive, is he right?"
  • "Can I go on vacation while I am saving for a house?"
  • "How do I improve my credit score so I can get balance transfer credit cards?"

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