Bill Perkins joins us on this episode of Last Meal to challenge everything you thought you knew about personal finance and life optimisation. As a successful trader, high-stakes poker player, and author of the groundbreaking book Die with Zero, Bill argues that our obsession with hoarding wealth often comes at the expense of our most valuable resource: time. This conversation dives deep into how to break free from the "autopilot" trap and start maximising your life experiences before it’s too late.

Rather than focusing on traditional retirement savings, we explore the philosophy of "memory dividends" and the strategic use of time buckets. Bill explains why saving for a future you might never see is a mathematical error and how to balance your health, wealth, and time to live a more fulfilling existence. We discuss the psychological barriers to spending and why giving your wealth away while you’re alive provides far more impact and satisfaction than a posthumous inheritance.

This isn't just a discussion about money; it’s a masterclass in self-development and redefining success. By shifting the focus from net worth to net fulfilment, Bill Perkins provides a blueprint for anyone looking to reclaim their life from the grind of constant accumulation. Whether you're just starting your career or nearing retirement, this episode offers essential wisdom on how to truly live instead of just existing.

Chapters

00:00 Intro

00:41 Memory Dividends

09:30 Breaking Life's Autopilot

18:15 Building Memory Dividends

29:00 Wealth vs. Health Balance

44:20 Why You Should Give Now

56:10 The Math of Life Fulfilment

01:06:30 The Fear of Spending

01:14:00 Final Reflections

01:15:13 Last Word

Shot on location at Jupiter Supper Club

https://www.jupitersupperclub.com/

Special Thanks to the amazing Baxter Murrell

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About the Show: Last Meal is a deep-dive into life’s biggest questions—wisdom, legacy, regret, and everything in between. Join me, Tom Nash, as I serve up thought-provoking conversations with the world’s foremost thinkers.