Billplz,  is Malaysian Fintech with over RM 6 billion of GMV in 2021 alone. Its success can be traced back to its founder & CEO, Nazroof Hakim.  Servicing over 40,000 merchants,  which in turn served millions of customers, Billplz has touchpoints for millions of  customers, the hallmark of a successful fintech startup in Malaysia  While we see success today. It is not by coincidence. Nazroof has the battle scars to prove it. From being on the verge of bankruptcy to cyberattacks, Nazroof has endured it all and found ways to overcome it.   To find out more about how Nazroof overcome the challenges of growing a Fintech startup in Malaysia and the opportunities that lie ahead in the Fintech segment in this region, as well as what's next for Billplz,  tune in to this episode of Picture of Success.