Earlier this year, the banking industry faced a series of adverse events, leading to widespread concern and comparisons to the 2008 financial crisis. Our show takes a deep dive into the dynamic landscape of banking in 2023, analyzing the present condition of banks and the crucial factors that are molding their trajectory. This includes the impact of digital disruption, regulatory shifts, and prevailing market trends, as we explore the obstacles and possibilities encountered by established banks and emerging fintech companies.
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Abby Shemesh is the Co-founder, Senior Managing Member & Chief Acquisitions Officer at Amerinote Xchange. He has been operating within the primary and secondary mortgage markets for over two decades.
Abby's background lies in residential and commercial mortgage loan origination. He made the full transition into the secondary market and whole-loan acquisitions realm in early 2006.

As an experienced debt-investor, Abby is also one of the expert contributors on the world of private note trading for Cash Flow Exclusive e-magazine and website. He has been featured in industry publications such as Realtor.com, Yahoo Finance, GOBankingRates, and Yahoo News.

Abby is particularly relevant in today's banking crisis since he lives and works in the heart of Silicon Valley and only does business with banks. His expertise can deliver a bird's-eye-viewpoint into predictions on what to expect with banks, how that will affect the primary mortgage markets, and the lending industry in our country going forward.
Amerinote Xchange and their subsidiaries deal with banks all day, every day, so he can speak to the sentiment as well as the thought process of how banks are thinking about firming up the positions, and how this may affect the real estate market (real people) going forward.

DISCLAIMER - We are not giving any financial advice.

(00:00 - 01:47) Introduction
- Abby is introduced as the guest Hosts

(01:47 - 08:23) Abby's Professional Journey
- Abby shares his journey in Lending Market

(08:23 - 39:52) Bird's-eye-view on Current Lending Market
- Jeff explained the different types of commercial loans available
- Also Jeff shared what a borrower should do before they apply for a loan
- Jeff shares about the current market situation
- Jeff shared as well what the borrower needs to take care of before the market increases

(39:52 - ) Final Round
- Abby shares about the book that he recommends that made a major impact in his life and business
- Abby's advice to the Listener
- How Abby gives back

(50:33 - 52:31) Closing Segment

If you want to learn more about the podcast, just check out the link below.

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