The end of the year is often a time of reflection. It’s a time to reflect on your wins, your losses, and it’s a time to think ahead to new goals for the new year. We noticed that in our past we were often just making hopes and dreams, not quite goals. In this episode, we dig into the difference between goals and pipe dreams. We share some past pipe dreams, some current goals, and how to set goals so that you are most likely to achieve them.

Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We are offering information, not advice and recommend you seek out a certified financial professional to discuss your personal finances or other specific professional for your needs. Read the full disclaimer here.

It is that time of year when raises and bonuses are given out. Yearly evaluations are being conducted, and a lot times those evaluations include a discussion about a raise for the next year and sometimes a bonus for the current year. And we want to share the importance of a raise, how we are using our raise and bonus, how to position yourself to be worthy of a raise, and how to know if your raise is enough.

In This Episode You’ll Learn

For show notes and additional resources, visit blackandbrownmakegreen.com/013.

Garry Davis joins us to chat about intentional budgeting and saving, the best debt to take on, and learning how to spend. This episode is for you if you're trying to create or revise your budgeting method, if you want to hear how we talk finances with our close friends, or if you want to hear how to teach yourself to spend. Or if you like good, down-to-earth friends enjoying a drink and chatting it up, this episode is for you. 

In This Episode You’ll Learn

For show notes and additional resources, visit blackandbrownmakegreen.com/012.

Have you ever felt like you are depriving yourself to reach financial goals? Have you ever wondered how to save, invest, and enjoy your life? It takes a balanced approach that can be difficult to master, but you can save without depriving yourself. In episode 11, we discuss things that we do to save without depriving ourselves. We don’t want to feel like we are saving, saving, saving, and not living life. We share our strategies and ideas of what can be done to prevent this from happening.

In This Episode You’ll Learn

Resources and Links

For show notes and additional resources, visit blackandbrownmakegreen.com/011.

A lot of people have a love-hate relationship with social media. Yet, there are still a ton of people who are using it. According to the Pew Research Center, about 72% of Americans use social media. These users might be surprised to find that using social media can affect your finances. In this episode, we explore the positives and negatives of how social media can affect your finances.

In This Episode You’ll Learn

For show notes and additional resources, visit blackandbrownmakegreen.com/010.

We have a joint bank account, and there are some people who are for that and others who are strongly against it. Either way - you still need to be able to talk to your spouse or partner about finances so that you can work together to reach your goals. This can cause a lot of tension in a relationship. In this episode, we discuss how we manage our finances and ways to start talking about finances without tension.

In This Episode You’ll Learn

For show notes and additional resources, visit blackandbrownmakegreen.com/009.

I got scammed and I want to make sure that you don’t end up in the same situation as me. This cautionary tale is to remind you that part of building your financial legacy consists of playing defense. We focus a lot on earning and growing money, but you also need to remember to protect what you have earned.

For show notes and additional resources, visit blackandbrownmakegreen.com/008.

This is a special Q&A episode. A listener reached out saying her co-workers made her mad, and now she’s ready to chunk deuce. We are going to discuss her situation and give her our take on if she should stay or go. We will also share our experiences with this situation, and things to consider when deciding to stay at a job or accept an offer from a new one. 

In This Episode You’ll Learn

For show notes and additional resources, visit blackandbrownmakegreen.com/007.

Do you have a firm financial foundation? Do you know how much money you earn, how much you spend, and is your money making you money? This episode gives you 5 money moves to prepare you for good times and difficult ones. Listen as we share the top 5 money moves that you should make now. Are you currently trying to build wealth? Then this episode is for you!

In This Episode You’ll Learn:

For show notes and additional resources, visit blackandbrownmakegreen.com/006.

Have you noticed your grocery bills being a little bit higher? Or is your favorite fast food or restaurant meal a little more than you remember? You may be noticing the effects of inflation. Prices are rising across multiple sectors, which is most likely affecting your wallet. Listen in today or read the transcript to find out what is inflation, why you should care about inflation, and how you can protect against inflation.

In This Episode You’ll Learn

For show notes and additional resources, visit blackandbrownmakegreen.com/005.